body {
	margin: 0px;
	padding: 0px;
	}

/*
div#main {
	margin: 0px;
	padding: 0px;
	background: url(images/background_col_body.gif) 0 0 repeat-y;
	
	}
*/
	
div#banner	 {
	clear: both;
	height: 90px;
	padding: 1px;
	}	
	
div#menu_top {
	width: 100%;
	height: 50px;
	background-color: white;
/*	background: url(images/background_col_left.gif) 0 0 repeat-y; */
	}
	
div#menu_bottom {
	width: 100%;
	height: 50px;
	background-color: white;
/*	background: url(images/background_col_left.gif) 0 0 repeat-y; */
	}

div#middle {
	width: 100%;
	padding: 0px 0px 0px 0px;
	background-color: white;
	}

div#middle td {
	color: #336699 ;
	}

div#footer{
	clear: both;
	margin-left: auto;
	margin-right: auto;
	}


p {
	margin-top: 0;
	margin-left: 14%;
	margin-right: 16%;
	font-size:12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	}

p.heading {
	font-weight:bold;
	color: #CC0000;
	font-size:14px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	margin-top: 0;
	margin-bottom: 0;
	margin-left: 16%;
	margin-right: 16%;
	}

p.intro {
	text-align: left;
	margin-top: 0;
	margin-bottom: 0;
	font-size: 14px;
	font-weight:bold;
	color: #000000;
	}

ol {
	margin-top: 0;
	margin-left: 14%;
	margin-right: 16%;
	font-size:12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #000000;
	}

ul {
	margin-top: 0;
	margin-left: 14%;
	margin-right: 16%;
	font-size:12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #000000;
	}

li {
	list-style-type: none ;
	}

ul.step {
	margin-top: 0;
	margin-left: 1%;
	margin-right: 16%;
	font-size:12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	}
td {
	font-size:12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #000000;
	}

td.ul {
	font-size:12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	}

strong, b {
	font-weight: bold;
	}

/*p.heading {
	font-weight:bold;
	color: #CC0000;
	font-size:14px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	margin-bottom: 0;
	}
*/


.worker_bee {
	font-weight:bold;
	color: #cc0000;
	}
.thetext {
	font-size:48px;
	text-align: center;
	}


.middle_banner {
	color: #336699;
	font-size: 24px;
	font-weight: bold;
	background-color : #FFffff;
	text-align : left;
	margin-top: 0;
	margin-left: auto;
	margin-right: auto;
	width: 100%;

	}

.savings_text {
	font-size: 11px;
	font-weight:bold;
	}

/* imported */

/*** subNav ***/

div.HRDsubNav {
	width: 125px;
} /*** required for IE on the Mac ***/

table.HRDsubNav {
    background-color: #FFCC67;
    border: 1px solid;
	border-top: 0px;
	border-right: 0px;
	border-bottom: 0px;
    border-color: #cccccc;
	width: 125;
}

tr.HRDsubNavSearch {
    background-color: #f5f8f8;
}

td.HRDsubNavSearch {
	width: 169;
    text-align: center;
}

tr.HRDsubNav {
	background-color: #cccccc;
}

td.HRDsubNav {
    background-color: #FFCC67;
    padding-top: 5px;
    padding-right: 5px;
    padding-bottom: 5px;
    padding-left: 10px;
	width: 125px;
}

td.HRDsubNavHover {
    background-color: #ffffff;
    padding-top: 5px;
    padding-right: 5px;
    padding-bottom: 5px;
    padding-left: 10px;
	width: 125px;
}

a.HRDsubNav:link { color: #666666; font-family: Verdana, sans-serif; font-size: 10px; font-weight: bold; text-decoration: none; }
a.HRDsubNav:visited { color: #666666; font-family: Verdana, sans-serif; font-size: 10px; font-weight: bold; text-decoration: none; }
a.HRDsubNav:active { color: #666666; font-family: Verdana, sans-serif; font-size: 10px; font-weight: bold; text-decoration: none; }
a.HRDsubNav:hover { color: #ce8903; font-family: Verdana, sans-serif; font-size: 10px; font-weight: bold; text-decoration: none; }


div.hrdSecondColumn {
	background-color: #000000;
	padding: 0px;
	width: 600px;
	vertical-align: top;
	}


td.hrdSecondColumn {
	background-color: #ffffff;
	padding: 0px;
	width: 600px;
	vertical-align: top;
	}


div#navbar2 {
	height: 30px;
	width: 100%;
	border-top: 1px solid #000000 ;
	border-bottom: 1px solid #000000 ;
	background-color: #336699
	}

div#navbar2 ul {
	margin: 0px;
	padding: 0px;
	font-family: Verdana, sans-serif;
	font-size: 10px;
	color: #FFFFFF ;
	line-height: 30px;
	white-space: nowrap ;
	}

div#navbar2 li {
	list-style-type: none ;
	display: inline ;
	}

div#navbar2 li a {
	text-decoration: none;
	padding: 5px 8px;
	color: #FFFFFF ;
	}

div#navbar2 li a:link {
	color: #FFFFFF ;
	}

/*div#navbar2 li a:visited {
	color: #CCCCCC ;
	}
*/
div#navbar2 li a:hover {
	font-weight: bold;
	color: #FFFFFF ;
	background-color: #DBB165 ;
	}